FOR REAL ESTATE OWNERS

Banking That Grows Your Real Estate Portfolio

Keep your properties organized with dedicated accounts, maximize returns on reserves, and simplify tax season.

No account limits

Up to 4.27% APY

Tax-ready exports

Real estate investing shouldn't mean financial chaos

Traditional banking makes it hard to track property performance and prepare for taxes.

Hours Monthly

average time spent on property bookkeeping

0.5%

Typical Bank APY

on maintenance reserves and deposits

67%

Mix Finances

of owners mix personal and rental funds

April

Tax Scramble

panic organizing receipts for Schedule E

Banking designed for property owners

Everything you need to manage rentals professionally and grow your wealth

One Account Per Property

Stop mixing rental income with personal finances. Open a dedicated business account for each property to track performance clearly.

Unlimited Accounts

Add accounts as you grow your portfolio

Clear P&L Tracking

See exactly how each property performs

Professional Setup

Business accounts with EIN support

Your Portfolio Dashboard

123 Main St - Operating

Monthly rent: $2,500

$8,750

+$2,500

456 Oak Ave - Operating

Monthly rent: $1,800

$5,200

+$1,800

Property Reserves

Savings • 3.85% APY

$45,000

+$144/mo

vs. traditional bank (0.5% APY)

+$1,545 more per year

Reserve Account Strategy

Maintenance Reserves$25,000

3.85% APY = $962/year

Vacancy Buffer$15,000

3.85% APY = $577/year

CapEx Savings$20,000

3.85% APY = $770/year

Total Interest Income+$2,309/year

Turn Dead Money Into Income

Your maintenance reserves and security deposits shouldn't sit idle. Earn competitive rates that actually make a difference.

High-Yield Savings

3.70% - 4.27% APY based on balance

Instant Access

Funds available when repairs are needed

No Minimums

Start earning from dollar one

Tax Season Made Simple

No more scrambling in April. Every expense is categorized and ready for your Schedule E.

AI-Powered Categorization

45+ categories mapped to Schedule E lines

Receipt Management

Scan and attach receipts to transactions

Export by Property

Download reports for each property separately

Schedule E Categories

Advertising

Auto & Travel

Cleaning

Insurance

Legal Fees

Maintenance

Mortgage Interest

Repairs

Supplies

Taxes

Utilities

+ 34 more

Building the future of real estate banking

We're adding features specifically requested by property owners

Automated Rent Collection (Coming Q1 2026)

Tenant portal with recurring ACH, automatic late fees, security deposit tracking, and payment history.

Property Performance Analytics (Coming Q2 2026)

Automated cash flow calculations, ROI tracking, expense trending, and portfolio performance dashboard.

Real Estate Tool Integrations (Coming Q3 2026)

Connect with Stessa, Zillow Rental Manager, Rentberry, and direct TurboTax import for seamless workflows.

Common questions from property owners

How many properties can I manage?

No limit! Open as many business accounts as you have properties. Many owners have 2-3 accounts per property (operating, reserves, deposits).

What's the interest rate on reserves?

Earn 3.70%-4.27% APY based on balance in our high-yield savings accounts. That's 7-8x more than traditional banks.

Can I collect rent through Bark?

Currently, you can send professional invoices to tenants who can pay online. Automated rent collection with tenant portals is coming Q1 2026.

How does tax reporting work?

Export categorized transactions by property in CSV or QBO format. Each expense is pre-categorized for Schedule E, making tax prep much easier.

Can I add partners to accounts?

Yes! Add partners or property managers with specific access levels. Control who can view balances, make payments, or manage cards.

Do you integrate with property management tools?

Integrations with Stessa, Zillow, and other popular tools are planned for 2026. Currently, you can export to QuickBooks and standard formats.

Start earning more on your reserves today

Join property owners who are maximizing returns and simplifying their financial management.

Disclaimers and footnotes

Bark operates as a financial technology company and is not a bank insured by the FDIC. Piermont Bank, Member FDIC, provides all banking services. FDIC deposit insurance protects deposits in the event of an insured bank's failure.

Piermont Bank, Member FDIC, issues Bark Corporate Cards under licensing agreements with Mastercard®.

As a financial technology company, Bark partners with Piermont Bank, Member FDIC, to offer checking and savings accounts. While Bark itself is not FDIC-insured, deposits held at our partner bank are protected by FDIC insurance against bank failure. Sweep network banks may hold portions of your deposits. Pass-through FDIC insurance applies when specific conditions are met.

Piermont Bank, Member FDIC, issues Corporate Expense Cards through its Mastercard® license. Monthly repayments trigger automatic cashback credits to your designated checking account. Partial or early payments earn proportional cashback rewards. Account closure or terms violations may result in cashback forfeiture. Program terms are subject to modification with notice via email or website updates. For expense card inquiries, contact help@bark.finance.

Bark Securities, LLC, a registered investment adviser with the SEC, manages Bark Treasury with targeted annual net returns reaching 4.27% on uninvested cash balances. Yield figures current as of 08/12/2025, based on aggregate Bark deposits exceeding $20M.

Bark Securities, LLC, registered with the SEC as an investment adviser, provides advisory services for Treasury accounts. IBKR, a FINRA/SIPC member and registered broker-dealer, maintains custody of these accounts. FDIC insurance does not cover Treasury accounts. Consult the ADV Wrap Fee Brochure for comprehensive details regarding Bark Securities' advisory services.

Historical performance data presented represents limited time periods and should not be interpreted as predictive of future results. Investment returns fluctuate and cannot be guaranteed. Risk of loss exists for all investments, including potential loss of principal amounts invested. No assurance exists that any account will replicate illustrated profits or losses. Individual returns depend on numerous personal and market factors. Evaluate your financial objectives and program costs prior to investing. Past performance does not predict future outcomes.

While we consider our information sources reliable, we cannot guarantee their complete accuracy. This material does not constitute an offer to sell or solicitation to purchase securities. Its sole purpose is to gauge interest in Bark Treasury and provide background on our algorithmic investment approach. The Firm has compiled this information from sources deemed trustworthy, though absolute accuracy and completeness remain unverified.

Forward-looking statements within this document can be recognized by terminology including "believe," "expect," "anticipate," "should," "planned," "estimated," "potential," and comparable expressions.

Forward-looking statements encompass projections regarding financial status, operational results, and investment strategy performance. Multiple variables influence outcomes, including economic conditions at local and national levels, competitive dynamics, interest rate movements, regulatory and legislative developments, and technological, governmental, and market factors. These elements may cause substantial deviation between actual and projected results.

Target return figures represent performance objectives the Firm aims to achieve within specified timeframes. These projections indicate expected performance capabilities of our investment services. We present target returns to communicate risk management parameters for Bark Treasury and assist investors in portfolio allocation decisions. Such targets constitute neither guarantees nor commitments regarding future performance.

FDIC insurance does not apply to Bark Treasury. These products do not constitute deposits or obligations of Piermont Bank, nor does Piermont Bank guarantee them. Investment risks apply to all Bark Treasury products, with potential for principal loss.