Business banking for building great things

Everything you need for smooth banking and financial operations. Fast application, no monthly fees, and powerful tools built for modern businesses.

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Bark is a financial technology company, not a bank. Banking services provided through Treasury Prime and partner banks; Members FDIC.

$127,439.21

Everything you need for secure banking

Free checking & savings accounts

FDIC-insured through our partner banks and their sweep networks

Corporate cards

Virtual and physical debit & credit cards

Free wires

Free domestic and international USD wires

Seamless payments

Make scheduled & recurring payments via ACH, wire, or check

Custom approvals

User-level permissions and controls

Get back to building with streamlined banking and financial operations

Bank at your speed

  • • Fast online application and onboarding
  • • Start spending immediately with virtual cards
  • • Complete any banking task in just a few clicks

Set your finances on auto-pilot

  • • Create auto-transfer rules between your accounts
  • • Close the books quickly with Xero and QuickBooks integrations
  • • Automate payroll with easy wire drawdowns

Control spend effortlessly

  • • Create user-level permissions for employees and bookkeepers
  • • Set approval rules for large purchases
  • • Manage team spend with customizable card limits
Open an Account

Send and receive money seamlessly

Everything you need to manage payments efficiently, from simple transfers to complex global transactions.

Secure and straightforward transfers

Set up one-time or recurring ACH and wire transfers to move money in or out of your account.

One-time transfers
Recurring payments
ACH & Wire support
Instant notifications

Pay bills in seconds

Simplify your payments process with our drag-and-drop bill pay.

Drag & drop interface
Bulk payments
Payment scheduling
Vendor management

Easy global payments

Pay global vendors in 40+ local currencies for a transparent 1% currency exchange fee, or send international wires in USD for free.

40+ currencies
1% exchange fee
Free USD wires
Real-time rates
Most payments processed within minutes

Built for modern businesses

From startups to scale-ups, our platform provides the tools and services you need to grow your business.

Corporate Cards

Issue virtual and physical cards with custom spending limits and real-time transaction monitoring.

Treasury Management

Optimize cash flow with automated sweeps, yield optimization, and detailed analytics.

Team Management

Set role-based permissions and approval workflows to maintain control while enabling autonomy.

Enhanced Security

Bank-grade security with multi-factor authentication and fraud monitoring.

Frequently asked questions

Everything you need to know about banking with Bark

To apply for a business account, you'll need your business formation documents (Articles of Incorporation, Operating Agreement, etc.), EIN, business license, and personal identification. The entire application takes about 10 minutes online.

Open your account in 10 minutes or less

Start with a free account and scale as you grow with Bark.

10-minute setup
FDIC insured
Instant virtual cards
Apply Now

Disclaimers and footnotes

Bark operates as a financial technology company and is not a bank insured by the FDIC. Piermont Bank, Member FDIC, provides all banking services. FDIC deposit insurance protects deposits in the event of an insured bank's failure.

Piermont Bank, Member FDIC, issues Bark Corporate Cards under licensing agreements with Mastercard®.

As a financial technology company, Bark partners with Piermont Bank, Member FDIC, to offer checking and savings accounts. While Bark itself is not FDIC-insured, deposits held at our partner bank are protected by FDIC insurance against bank failure. Sweep network banks may hold portions of your deposits. Pass-through FDIC insurance applies when specific conditions are met.

Piermont Bank, Member FDIC, issues Corporate Expense Cards through its Mastercard® license. Monthly repayments trigger automatic cashback credits to your designated checking account. Partial or early payments earn proportional cashback rewards. Account closure or terms violations may result in cashback forfeiture. Program terms are subject to modification with notice via email or website updates. For expense card inquiries, contact help@bark.finance.

Bark Securities, LLC, a registered investment adviser with the SEC, manages Bark Treasury with targeted annual net returns reaching 4.27% on uninvested cash balances. Yield figures current as of 08/12/2025, based on aggregate Bark deposits exceeding $20M.

Bark Securities, LLC, registered with the SEC as an investment adviser, provides advisory services for Treasury accounts. IBKR, a FINRA/SIPC member and registered broker-dealer, maintains custody of these accounts. FDIC insurance does not cover Treasury accounts. Consult the ADV Wrap Fee Brochure for comprehensive details regarding Bark Securities' advisory services.

Historical performance data presented represents limited time periods and should not be interpreted as predictive of future results. Investment returns fluctuate and cannot be guaranteed. Risk of loss exists for all investments, including potential loss of principal amounts invested. No assurance exists that any account will replicate illustrated profits or losses. Individual returns depend on numerous personal and market factors. Evaluate your financial objectives and program costs prior to investing. Past performance does not predict future outcomes.

While we consider our information sources reliable, we cannot guarantee their complete accuracy. This material does not constitute an offer to sell or solicitation to purchase securities. Its sole purpose is to gauge interest in Bark Treasury and provide background on our algorithmic investment approach. The Firm has compiled this information from sources deemed trustworthy, though absolute accuracy and completeness remain unverified.

Forward-looking statements within this document can be recognized by terminology including "believe," "expect," "anticipate," "should," "planned," "estimated," "potential," and comparable expressions.

Forward-looking statements encompass projections regarding financial status, operational results, and investment strategy performance. Multiple variables influence outcomes, including economic conditions at local and national levels, competitive dynamics, interest rate movements, regulatory and legislative developments, and technological, governmental, and market factors. These elements may cause substantial deviation between actual and projected results.

Target return figures represent performance objectives the Firm aims to achieve within specified timeframes. These projections indicate expected performance capabilities of our investment services. We present target returns to communicate risk management parameters for Bark Treasury and assist investors in portfolio allocation decisions. Such targets constitute neither guarantees nor commitments regarding future performance.

FDIC insurance does not apply to Bark Treasury. These products do not constitute deposits or obligations of Piermont Bank, nor does Piermont Bank guarantee them. Investment risks apply to all Bark Treasury products, with potential for principal loss.